Social Security Direct Payments up to $4555 How To Get This June

Maximum Benefit Eligibility: To receive $4,555/month, you must have earned the maximum taxable income for 35 years and delay retirement benefits until age 70.

[{"selector":"#anim-a5dcdb38-c832-4aac-91fd-433324d3ea38","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7c23f3f0-ccbd-4c90-81d3-3a977df0e93c","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Work Credits Requirement: You need at least 40 work credits (about 10 years of work) to qualify for Social Security retirement benefits.

[{"selector":"#anim-af7bd69b-aced-484e-ab0d-95555523e661","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8eda72c2-8b05-4fd0-9ce8-67b7fe62d9e4","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Age Matters: While you can start receiving benefits at 62, you'll need to wait until 70 to receive the maximum monthly payment.

[{"selector":"#anim-02c34942-c0ee-427b-83f5-0e50b3b1d707","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7c76065e-0357-46eb-931a-3ac9d0c6ed4c","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

June 2025 Payment Dates: Payments are sent based on your birthdate — between the 1st–10th (June 12), 11th–20th (June 19), or 21st–31st (June 26).

[{"selector":"#anim-4c67341e-daa7-4c47-8bf1-4f94dc7553b3","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-387e4f45-7ccf-4380-9d0f-1f0fcc916ab2","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Early Recipients Schedule: If you started receiving benefits before May 1997, or get both Social Security and SSI, you’ll be paid on June 3.

[{"selector":"#anim-dd6045f1-d84e-4f95-af72-b3bd66604db0","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-53c309d9-4a10-40b1-a9ef-b046f00ddb35","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

Apply the Right Way: Apply online at ssa.gov, by phone (1-800-772-1213), or in person at your local SSA office.

[{"selector":"#anim-e861c080-d217-4cbf-a1ab-6f1c4b565d83","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2f14f08b-6530-4992-ae89-01fbf39f2a58","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

COLA Adjustments: In 2025, a 2.5% cost-of-living adjustment (COLA) increased benefits, helping payments keep up with inflation.

[{"selector":"#anim-670a0d81-1b6b-4ac5-917e-e3acadc32998","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-259a3489-bac0-4f03-bd59-fff23115cde4","keyframes":{"transform":["translate3d(0px, -95.58865%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]